EMPLOYEE BENEFITS FOR COMPANIES & INDIVIDUALS IN HIGH RISK COUNTRIES!
All products are A-Rated with Security through Lloyds of London!
Our high-risk insurance plans cover the needs of companies & individuals active in high risk areas. Our long-term experience in managing cases in the MENA region allowed us the knowledge to build the most efficient & cost effective solutions to help eliminate challenges faced by foreign and local companies in these areas.
Employers have a duty to care and ensure their employees and their families are not placed at unreasonable risk when living or working overseas. We’ve developed a comprehensive integrated range of solutions that safeguard the health & safety of business travelers, expatriates & their families.
Our knowledge and understanding of high-risk regions is exceptional. We have a shared ethos to work closely with our clients on the ground to deliver cutting-edge and competitive insurance solutions specifically tailored to their individual needs.
We are dedicated to providing levels of coverage depending on the territories involved. We provide clients with coverage for war, terrorism, and political violence. Our global team is experienced in working with individual developments, aid workers, as well as NGO. We can provide insurance solutions to protect individuals, equipment, and reputations in challenging high-risk locations, such as Afghanistan, Iraq, Libya, Nigeria, Gaza, South Sudan, Yemen, and more.
We are dedicated to providing emergency medical and political evacuation services and high level security that are more flexible and robust than any alternative. We recognize that our clients operate in regions that are volatile and unpredictable - and we tailor our services accordingly. We coordinate evacuations from the point of incident to repatriation, ensuring the fastest, safest, and most flexible service possible. We select the most appropriate service providers depending on key variables such as service history, location and situation. All evacuations are conducted from our 24-hour, operations center. By acting as the loss adjuster to insurers we have removed the traditional conflict of interest with the client.
EMPLOYEE BENEFIT PRODUCTS
All products are A-Rated with Security through Lloyds of London!
PERSONAL ACCIDENT INSURANCE
For Companies & Individuals Working in Post-Conflict Regions
For companies operating in high risk locations, Personal Accident Insurance is the most cost effective way to get covered for work related accidents. Our Personal Accident Policies include War and Terrorism coverage as a standard.
War & Terrorism Coverage included as Standard
Accidental Deaths & Disability: Lump Sum Benefits
Temporary Total Disablement: Income Replacement: Income Replacement with Standard Salary Paid until Insured is Fit to Return to Work
Medical Evacuation & Repatriation Included
Daily Rates & Flexible Payment Options Available
Pick and Choose the Benefits you want!
We have developed a simple modular system, allowing you to pick and choose the benefits you want. These include hospital and out-patient coverage, maternity and dental treatment, plus an emergency medical evacuation option.
Our long established relationship with the insurance providers means we are able to provide a host of additional benefits including coverage for pre-existing conditions (subject to policy conditions). We can even offer a nil excess option.
Annual Benefits of USD $1million
Available to all Nationalities
Direct Settlement Facility
Online Facility for Out-patient Claims
Medical Evacuation & Repatriation Coverage Included
REGIONAL HEALTH PLANS
Provide Essential Elements of General Medical and Hospital Treatment!
Our Medical and Health Policies provide the essential elements of hospital treatment and general medical care. Our A-Rated Regional Health Plan is available to local employees and provides for general and hospital treatment. This includes coverage for injury and illness resulting from acts of War, Terrorism and Kinap.
Choice of Annual Benefit Level up to USD $250,000
Available to all Local Employees Including Security Personnel
Employees' Dependents Coverage Available
Full Medical Coverage for War, Terrorism, and Kidnap
Short Rate Contract Premiums Available
GROUP LIFE INSURANCE
Excellent and Affordable Benefit!
Group Life Insurance is an excellent and affordable benefit to demonstrate a company's commitment to its employees, helping to attract and retain high caliber candidates. With an operation in overseas countries, your employees may be required to spend long periods of time away from home. Group Life coverage assures them that their families and dependents would be looked after financially in the event of fatality.
Tax Free Lump Sum Paid to Employees' Family
Sum up to 5 times employees' Annual Salary
Emergency Evacuation is an Important Consideration when Working in Remote & Challenging Locations!
Specialist Third Party Assistance ("TPA") Company with Delegated Authority
Multilingual, 24/7 Response Service
Emergency Medical Treatment Coverage
Medical Evacuation & Repatriation Expenses Included
Follow-up Home Coverage (up to 3 months)
We Offer a Global Comprehensive Political Evacuation Product
Political instability can flare up quickly and cause serious physical and commercial danger. To combat this, we offer a comprehensive global political Evacuation product. Clients receiving this service can operate safely with the knowledge that should the need arise; they would have the necessary coverage. Additionally, our Crisis Assistance Experts will ensure that they are extracted in a timely and efficient manner, with utmost regards for personal safety and repatriate the client to their home.
KIDNAP & RANSOM INSURANCE
Helps Minimize Exposure Risk & Financial Reimbursements!
Kidnap and Ransom (K&R) insurance protects organizations against the financial loss that may arise when an employee is seized or detained for ransom ir in the face of extortion.
Backed by unparalleled consultation, medical, and emergency travel assistance services, we lend organizations the experience and resources typically not provided in-house, to manage and resolve these incidents successfully.
Awareness & Prevention Training Available to Help Minimize Exposure to Risk
Financial Reimbursement of Costs Associated with an Insured Event, up to the Policy Limit
Experienced K&R Response Specialists: Guaranteed Immediate Access
PROFESSIONAL AND GENERAL LIABILITY
Run your Business with a Peace-of-Mind While Operating in High Risk Countries!
We provide Professional & General Liability Insurance for companies operating in high risk countries. Additionally, we have globally renowned loss adjusters who will visit the region and assist on the ground. We also have strong relationships with international law firms and legal consultants to provide introduction if and when needed.
HIGH RISK COUNTRIES
CENTRAL AFRICAN REPUBLIC
CONGO, DEMOCRATIC REPUBLIC OF THE
ISRAEL, THE WEST BANK AND GAZA
SOUTH SUDAN, REPUBLIC OF
REST OF AFRICAN COUNTRIES
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Coverage for Companies & Individuals in High Risk Countries
INQUIRY CONTACT FORM
We appreciate your interest in our services. For additional information please complete and submit the form below, we'll get back to you as soon as possible.
Los Angeles, California USA
Phone: +1.818.698.8444 (Pacific Time Zone)